Around Town: Frida’s Taqueria
Around Town Tracy Creighton Around Town Tracy Creighton

Around Town: Frida’s Taqueria

You may have heard of Frida’s Taqueria if you frequent Sunset Market in Oceanside on Thursdays. This local taco truck took their business to the next level and now have restaurants. When we tried Frida’s for the first time, I was brought back to the summer I studied abroad in Guadalajara because the flavors were so bold and authentic.

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Boomer Bulletin: Fast Facts About Aging In Place
Boomer Bulletin Tracy Creighton Boomer Bulletin Tracy Creighton

Boomer Bulletin: Fast Facts About Aging In Place

You don’t have to look far to appreciate that the U.S. population of older adults, those at least 65 years old, is increasing at historic rates. In the last decade, the population of older Americans increased by over 15 million, with many baby boomers now entering their 80s. The majority of those seniors live in their own homes. And while some older adults may prefer the assistance offered by senior living, the vast majority prefer to continue living in their homes for as long as possible—according to the Joint Center for Housing Studies of Harvard University, nearly 90 percent of adults over 65 want to remain in their current homes as they grow older.

Labeled simply “aging in place,” this phenomenon will have a significant impact on the real estate market and how you might work with clients, friends and even family

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Unlock the True Value of Your Home With A Home Value Report
Financial Insights Tracy Creighton Financial Insights Tracy Creighton

Unlock the True Value of Your Home With A Home Value Report

Unlock the True Value of Your Home with a Home Value Report Your home is more than just a place to live—it's a significant financial asset. Understanding its true value can open doors to smarter financial decisions.

With a home value report, you gain insight into your property's current worth, market trends, and potential equity. This valuable tool not only helps you track your investment but also guides you in making informed decisions, whether you're considering selling, refinancing, or simply want to know where you stand in the market. Treat your home as the asset it truly is by staying informed with a comprehensive home value report. Start making the most of your investment today!

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Homebuyers In 2024 Are Older & Wealthier Than Ever Before
Real Estate Market Tracy Creighton Real Estate Market Tracy Creighton

Homebuyers In 2024 Are Older & Wealthier Than Ever Before

According to the National Association of Realtors®, first-time home buyers have reached a historic low of 24% (falling from 32% last year). 

The average age of buyers has climbed to a record high of 56 years overall—with 38 years for first-time buyers and 61 for repeat buyers. 

The report shows buyer incomes have surged, including those of first-time buyers, but the latter face heightened challenges in a competitive housing market. 

A record 26% of home buyers are paying cash for their purchases. 

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Wildfire Go-Bag
Home Maintenance Tracy Creighton Home Maintenance Tracy Creighton

Wildfire Go-Bag

With the Santa Anas upon us and a recent wildfire in the Fallbrook and Bonsall area, I thought it would be a good time to make sure everyone has their wildfire go-bag ready. CalFire has a wonderful website full of resources and below is their checklist. I also included a video they posted on their website.

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San Diego Home Sales Slow
Real Estate Market Tracy Creighton Real Estate Market Tracy Creighton

San Diego Home Sales Slow

San Diego homes sales have slowed, the lowest for a September in records going back to 1988. It also marked the 10th-slowest sales month of all time, according to CoreLogic. 1,987 homes in San Diego County sold in September, down 22% from August and down 6.4% from September 2023.

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Veteran Homeowner Benefits
Financial Insights Tracy Creighton Financial Insights Tracy Creighton

Veteran Homeowner Benefits

In honor of Veterans Day, I wanted to share two benefits for veteran homeowners.

The first is the VA loan. The VA loan has many advantages with the most well-known is that no down payment from the buyer is needed. Even with 0% down, the VA loan does not require private mortgage insurance (PMI) which could save thousands of dollars per year. The interest rate is also typically lower than other loans. The VA loan is a lifetime benefit and can be used multiple times.

United States military veterans with a 100% VA disability or unemployability rating due to a service-connected injury or the unmarried surviving spouse, may be eligible for property tax savings on their primary residence. It is a one-time filing, as long as it remains your primary residence. The County of San Diego quick and easy filing process takes 15 minutes and requires your VA rating letter and DD-214 to qualify.

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5 Tips to Secure the Best Mortgage Rate in any Market
Tracy Creighton Tracy Creighton

5 Tips to Secure the Best Mortgage Rate in any Market

Since September, mortgage rates have been on a rollercoaster. They first dipped into the low 6% range only to climb past 7% by the end of October. Yikes. If you’re feeling overwhelmed, you’re not alone. These rate fluctuations can make home buying feel like a guessing game. Fortunately, you don’t have to wait for the “perfect” rate to make your homeownership goals happen. 

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San Diego Home Prices Slow
Tracy Creighton Tracy Creighton

San Diego Home Prices Slow

Today’s headline on the front page of the San Diego Union-Tribune “San Diego home price gains slow; falls in nationwide rankings” is gaining attention as our beloved home has been in 1st or 2nd place for highest gains for the last 11 months according to S&P Case-Shiller Indices and has fallen to 7th. The San Diego metro area includes all of San Diego County.

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