Is The Lock-In Effect Starting To Ease?
17.2% of U.S. homeowners now have a mortgage rate of 6% or higher, the highest share in nearly a decade! Why does this matter? The “Lock-In Effect” could be waning and inventory coming on the market.
Fix-A-Leak Workshop At Oceanside Library
The City of Oceanside Library has some great events happening in the next couple of weeks due to a grant received from the State of California. I thought I’d share information on the Fix-A-Leak Workshop taking place on April 2nd. Water intrusion is one of the biggest threats to homeowners. This information was taken directly from the Oceanside Public Library website.
Celebrating 6 Years As Your Realtor!
This month is my 6-year anniversary as a real estate agent and I’m celebrating each of the 55 transactions and all of you who have been there along the way. This photo was taken the day I closed my first sale and what a journey it has been so far! I thought I would share how I started in real estate, why I ended up in this career, and some fun things about me.
El Corazon In Oceanside
Located in the center of Oceanside is El Corazon which translates to “the heart” in Spanish. The 465-acre property has been evolving over the decades and is now a crown jewel with Frontwave Arena, Wagner Aquatic Center, So Cal Complex, and even more to come.
2025 To-Do List: Inventory Your Home
This month’s task is to inventory your home. In case of a natural disaster such as a fire or flood or some other unfortunate event, you will be grateful this was completed. Here I explain why it’s important to take an inventory, the methods used to do it, and what do with the inventory once finished.
North San Diego Real Estate Market - February 2025
Are we reaching a more balanced housing market in North San Diego County? Median home prices rose again in February but so did the number of new listings, making both sellers and buyers happy.
2025 To-Do List: Create A Trust
2025 is the year to get organized and protect your biggest asset, your home. Each month I will present a task and why it’s important. This month is creating a trust. When it comes to safeguarding assets, especially real estate, one of the best tools available is a trust.
North San Diego County Market Report
The first month of 2025 saw another increase in the median home price in North San Diego County. Almost all indicators are showing a strong housing market in North San Diego County but one could be warning sellers things could be slowing down.
Around Town: Harlow’s Cocktail Lounge & Restaurant
A true hidden gem, be ready for one of the best dining experiences when you visit Harlow’s Cocktail Lounge & Restaurant in Bonsall. When stepping inside, you’re transported to the 1920’s.
Top San Diego County Agent
I am proud to announce I’ve been named a Top 10% real estate agent in San Diego County. With over 22,400 active real estate agents in San Diego County, this award means the world to me.
Oceanside: New Home Developments
The City of Oceanside has several residential development projects under construction and proposed for the future. This map shows where these new homes will be located.
Around Town: Frida’s Taqueria
You may have heard of Frida’s Taqueria if you frequent Sunset Market in Oceanside on Thursdays. This local taco truck took their business to the next level and now have restaurants. When we tried Frida’s for the first time, I was brought back to the summer I studied abroad in Guadalajara because the flavors were so bold and authentic.
Lifespan Of Household Systems
As our homes age, so do the systems. Some questions I’m asked as a real estate agent almost daily:
How long do I think the A/C system will last?
Is it time for a new roof?
Do you think my water heater will go out soon?
Here is how I answer.
Boomer Bulletin: Fast Facts About Aging In Place
You don’t have to look far to appreciate that the U.S. population of older adults, those at least 65 years old, is increasing at historic rates. In the last decade, the population of older Americans increased by over 15 million, with many baby boomers now entering their 80s. The majority of those seniors live in their own homes. And while some older adults may prefer the assistance offered by senior living, the vast majority prefer to continue living in their homes for as long as possible—according to the Joint Center for Housing Studies of Harvard University, nearly 90 percent of adults over 65 want to remain in their current homes as they grow older.
Labeled simply “aging in place,” this phenomenon will have a significant impact on the real estate market and how you might work with clients, friends and even family
Unlock the True Value of Your Home With A Home Value Report
Unlock the True Value of Your Home with a Home Value Report Your home is more than just a place to live—it's a significant financial asset. Understanding its true value can open doors to smarter financial decisions.
With a home value report, you gain insight into your property's current worth, market trends, and potential equity. This valuable tool not only helps you track your investment but also guides you in making informed decisions, whether you're considering selling, refinancing, or simply want to know where you stand in the market. Treat your home as the asset it truly is by staying informed with a comprehensive home value report. Start making the most of your investment today!
Homebuyers In 2024 Are Older & Wealthier Than Ever Before
According to the National Association of Realtors®, first-time home buyers have reached a historic low of 24% (falling from 32% last year).
The average age of buyers has climbed to a record high of 56 years overall—with 38 years for first-time buyers and 61 for repeat buyers.
The report shows buyer incomes have surged, including those of first-time buyers, but the latter face heightened challenges in a competitive housing market.
A record 26% of home buyers are paying cash for their purchases.
Wildfire Go-Bag
With the Santa Anas upon us and a recent wildfire in the Fallbrook and Bonsall area, I thought it would be a good time to make sure everyone has their wildfire go-bag ready. CalFire has a wonderful website full of resources and below is their checklist. I also included a video they posted on their website.
San Diego Home Sales Slow
San Diego homes sales have slowed, the lowest for a September in records going back to 1988. It also marked the 10th-slowest sales month of all time, according to CoreLogic. 1,987 homes in San Diego County sold in September, down 22% from August and down 6.4% from September 2023.
Just Sold! Another First-Time Homebuyer!
SOLD! Congratulations to my first-time home buyers who took the leap and purchased this townhome in Vista! When they were notified their rent would increase again, these two came to me looking for options.
Veteran Homeowner Benefits
In honor of Veterans Day, I wanted to share two benefits for veteran homeowners.
The first is the VA loan. The VA loan has many advantages with the most well-known is that no down payment from the buyer is needed. Even with 0% down, the VA loan does not require private mortgage insurance (PMI) which could save thousands of dollars per year. The interest rate is also typically lower than other loans. The VA loan is a lifetime benefit and can be used multiple times.
United States military veterans with a 100% VA disability or unemployability rating due to a service-connected injury or the unmarried surviving spouse, may be eligible for property tax savings on their primary residence. It is a one-time filing, as long as it remains your primary residence. The County of San Diego quick and easy filing process takes 15 minutes and requires your VA rating letter and DD-214 to qualify.